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On 1/17/2020 at 12:31 PM, Frobby said:

I’m very jealous of anyone who has a pension as opposed to (or in addition to) a 401 k type plan.    One of the real perks of being a government worker, for example.   I’ve made a nice living as a lawyer but what I’ve saved is what I’ve got coming to me, and nothing else.    My firm won’t be paying me a dime after I retire.   

My wife has a pension that she will be able to retire from at age 55.  She is 14 years younger than me so I should be able to retire at 69.  Wait that isn’t as good as I thought.  Like you I only have 401k and I have maxed out The social security contribution the last 20 years.  

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I'm getting my tax returns and putting like 1/4th of it into the market, 1/4th into cryptocurrencies, rest i'm putting in my savings account. Depending on returns from the market returns, might start my retirement account now with a ROTH. 

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