I agree with this, but have one question about something you mentioned:
Is it a major warning sign about Elias not being given the money, or was this more of an Elias decision? We know how Peter was, but are the kids more "hands off" when it comes to letting the GM make decisions? If this is the owners/kids saying "save this money," then that is one thing. If it is all Elias, then it comes off as something else, especially the timing.